For more than a month im using Microsoft Money 2005. Its pretty good. Its basic features include Spending By Category, Payee, then Monthly Income, Expense etc., in Reports and to say more, its having options for Investment Planning, Credit Card(even Bonus Point option is there), Loans, etc., Its having all the day-to-day activity categories. Reports in the form of Graphs are also possible(supports Bar & Pie Graphs). Actually its a web based application. And accessing the data stored in a flat file. And another advantage is many of the indian banks like ICICI, CITI Bank etc., supports Money File Format, means we can download the account statement in Money File Format. Thats very useful, since you can't type all the bank transactions.
As I said before, it supports heavily for Stocks, Shares, Mutual Funds etc., It has a option of getting the latest Share/Stock value. But unfortunately Indian Stock Markets are not there in the list. Hopefully we can expect soon. So as of now manually we can update it.
Even graphs for the stocks are also displayed with many tailored set of attributes. If you are using any other Personel Financial Package, you can sure try this. A 90 day free-trial is available for download.